Budgeting

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I Used Retail Therapy to Cope With Life — Here’s How I Finally Stopped

There was a time when I truly believed that a new pair of shoes could fix my problems. Bad day? Buy a cute dress. Stress at work? Add-to-cart. Breakup? Time for a full-on shopping spree. Retail therapy was my coping mechanism...
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The Financial Rules I Follow in My 30s That I Wish I Knew in My 20s

If I could go back and have a little chat with my 20-something self, I’d have a lot to say. Some of it would be life advice (“You don’t need to cut your own bangs”), but mostly, I’d grab past-me by the shoulders and say: “Please,...
A couple discussing financial paperwork indoors, with a laptop and coffee on the table.

Is Financial Anxiety the New Normal?

It starts with a glance at your bank account. Then, a deep breath. Maybe even a little prayer. You open the app… and suddenly, your stomach drops. Maybe your rent just hit. Maybe your credit card balance is higher than expected....
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I Tracked Every Penny I Spent for 3 Months—Here’s What Shocked Me

I always thought I had a general idea of where my money went. Rent, groceries, the occasional splurge on something fun. You know — normal expenses. But after seeing yet another paycheck disappear into the abyss, I decided it was...